List of error codes and associated reason information commonly returned from the banking network in payment transactions.

Bank Account

Code Reason
001 Invalid BSB Number
002 Payment Stopped
003 Account Closed
004 Customer Deceased
005 No Acc or Incorrect Acc No
006 Refer to Customer
009 Technically Invalid

Credit Card

Code Reason
01 Refer to Card Issuer
02 Refer to Issuer’s Special Conditions
03 Invalid Merchant
04 Pick Up Card
05 Do Not Honor
06 Error
07 Pick Up Card, Spaecial Conditions
09 Request in Progress
10 Partial Amount Approved
12 Invalid Transaction
13 Invalid Amount
14 Invalid Card Number
15 No Such Issuer
17 Customer Cancellation
18 Customer Dispute
19 Re-enter Transaction
20 Invalid Response 21 No Action Taken 22 Suspected Malfunction 23 Unacceptable Transaction Fee